Cash or Plastic?

What is your preferred method for paying for stuff and why? With cash you obviously know that you have the money, with debit you may or may not know you have the money depending on if you budget or even if you keep a register for your account, with credit you do not need to … Continue reading Cash or Plastic?

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It Gets Harder Every Year

"It gets harder every year, I feel like I'm buying everything on credit now." This was the statement I overheard in the store on Friday. If this is the reality you are living in right now it does not have to stay that way. Just because the majority of the population is living paycheck to … Continue reading It Gets Harder Every Year

How do I get out of Debt?

Getting out of debt can seem like a difficult task and can even seem impossible depending on your level of indebtedness. If you went to college anytime recently you probably have a pile of student loans that you need to pay. If you live in America you probably have a pretty hefty car payment and … Continue reading How do I get out of Debt?

Christmas with a Plan

Christmas? Why are we talking about Christmas right now, there are still 10 ½ weeks left until Christmas? The answer… what you do right now will determine the level of stress that you have when Christmas arrives. In a survey taken in 2012 roughly 45% of people polled said that they would rather skip the … Continue reading Christmas with a Plan