Policies & Fees


Thank you for making Higher Power Living’s Financial Coaching a part of your financial plan. We look forward to serving your needs! Please review the information below to help guide our relationship.


If you want to schedule an appointment, please call us or send an email. We understand that your time and resources are extremely valuable. We ask that you honor your scheduled appointment time. If you need to reschedule, just let us know in advance. Scheduled appointments can be conducted in person, over the phone, or via a video conference.


Spousal participation is required. If your spouse is not available for an appointment we will reschedule to a later date and time. Couples working together in their finances creates the best scenario for them to be able to experience financial freedom.


We do not offer refunds for our coaching services as we are a fee-for-time service. It is our experience that you will get out of the coaching session what you put into it.


We assume the responsibility of understanding and evaluating your current needs, goals, and resources in order to develop a strategy to meet your objectives. You must be prepared to follow the plan in order for it to work; It is your responsibility to implement your plan.  If you are in need of any additional help please feel free to contact us so we can help.


Please complete all of the preliminary paperwork in order for us to be better prepared for your coaching session. These forms should be filled out to the best of your ability prior to your scheduled appointment. It is your responsibility to provide accurate and complete information.  Our coaching recommendations will be based upon the information that you provide.


If you need to reschedule your session for any reason, please give me at least 24-hours advanced notice.


We will keep all matters and materials provided before, during and after the coaching session confidential. Confidential matters will only be revealed upon receipt of a written authorization with  clear and verifiable instructions from you telling us exactly what we may reveal.


Financial Coaching is designed to give you accurate information in regards to personal finance. We are not authorized to render legal, accounting, or other professional advice. Since your situation is fact-dependent, you must additionally seek the services of an appropriate licensed legal, accounting, or investment service.


$125 One Hour Returning Client
$150 One Hour First Time Client
$325 3 One Hour Coaching Sessions
$1150 12 One Hour Coaching Sessions